Adult Financial Programs

Download the information below as a fact sheet.

Program purpose

• The Aid to the Needy Disabled-Colorado Supplement (AND-CS) program provides a supplemental payment for clients age zero (0) to fifty-nine (59), who are receiving Supplemental Security Income (SSI) due to a disability or blindness and are not receiving the full SSI benefit.
• The total AND-CS grant standard is $943, effective January 1, 2024.

Eligibility

• Colorado resident.
• Must be a United States or naturalized citizen, or an eligible qualified non-citizen and be lawfully present.
• Must be approved for SSI due to a disability or blindness.
• Must pursue and accept all other potential income and resources that may be available.

State role

• Monitors and evaluates program performance. 
• Establishes statewide program policy in consultation with the State Board of Human Services and provides county departments with technical assistance, training, and consultation. 

Funding

• The total appropriation for AND (both State Only and Colorado Supplement) in SFY 2024-25 is $13,394,238. $7,654,065 is from the General Fund and $5,470,173 is from Cash Funds.

Download the information below as a fact sheet.

Program purpose

• The Aid to the Needy Disabled-State Only (AND-SO) program provides a cash assistance benefit to low-income Colorado residents with a disability that precludes them from working. The program provides interim financial assistance while the client pursues Supplemental Security Income benefits (SSI).
• The total AND-SO grant standard is $248.00, effective April 1, 2022.

Eligibility

• Colorado resident. 
• Must be a United States or naturalized citizen, or an eligible qualified non-citizen and be lawfully present.
• Must be between the ages of 18-59. 
• Have a qualifying disability identified by an approved medical professional expected to last 6 months or longer.
• Must have social factors that preclude the client from working.
• Must exhaust all other public financial assistance benefits, such as Colorado Works.
• Be actively pursuing SSI benefits.
• Complete the Authorization for Reimbursement of Interim Assistance form.
• All available income and resources are considered.
• Income such as wages, Social Security Benefits (SSA), Supplemental Security Income (SSI), Veteran’s Assistance, etc. may reduce the amount of the AND-SO payment. 
• The maximum amount of resources a client may have is:
  • $2,000 for an unmarried client.
  • $3,000 for a married client.
  • Examples: bank accounts, certificates of deposit, boats, motor homes, stocks and bonds, burial contracts or policies, secondary property, etc.

AND-SO reimbursement

• Through an agreement with the Social Security Administration (SSA), AND-SO benefits that are paid for the same months the applicant receives SSI are recovered. This process is called Interim Assistance Reimbursement or IAR. 

County role

• Determines eligibility and processes applications for the program.
• Enters and tracks cases in the Colorado Benefits Management System (CBMS).

State role

• Monitors and evaluates program performance. 
• Establishes statewide program policy in consultation with the State Board of Human Services and provides county departments with technical assistance, training, and consultation. 

Funding

• The total appropriation for AND (both State Only and Colorado Supplement) in SFY 2024-25 is $13,394,238. $7,654,065 is from the General Fund and $5,470,173 is from Cash Funds.

Download the information below as a fact sheet.

Program purpose

• The burial assistance program provides payments to providers for burial and cremation services of low-income Coloradans.
• Burial benefits are used to cover reasonable and necessary costs for burial services.
• The maximum 2024 Burial grant is $1500.

Eligibility

• A person must have been receiving public assistance and/or medical assistance at the time of death.
• Public assistance for the purposes of the burial benefit is Colorado Works (CW), Medicaid, and/or Adult Financial (AF) programs. AF programs include:
  • Old Age Pension (OAP)
  • Aid to the Needy Disabled State Only (AND-SO) or
  • AND Colorado Supplement (AND-CS)
• The total cost of the burial or cremation services cannot exceed $2500.
• The person’s assets and assistance from the family members are considered.
• Payment for the burial or cremation services is made directly to the provider(s) of the service.

County role

• Determines eligibility and processes applications for the program.
• Enters and tracks cases in the Colorado Benefits Management System (CBMS).

State role

• Establishes statewide program policy in consultation with the State Board of Human Services and provides county departments with technical assistance, training, and consultation. 
• Regional Representatives monitor the program which assists in determining if training or process evaluation may be needed.

Funding

• The burial assistance program is funded through the Old Age Pension Burial Reimbursement appropriation of $105,015 cash funds and Aid to the Needy Disabled Burial Reimbursement appropriation of $508,000.

Download the information below as a fact sheet.

Program purpose

• The Old Age Pension (OAP) program, established in the State Constitution in 1937, provides cash benefits to eligible individuals aged 60 years and older. 
• The total OAP grant standard is $981, effective January 1, 2024.

Eligibility

• Age 60 years and older.
• Colorado resident.
• Must pursue and accept all other potential income and resources that may be available.
• All available income and resources are considered.
• Income such as wages, Social Security Benefits (SSA), Supplemental Security Income (SSI), Veteran’s Assistance, etc. may reduce the amount of the OAP payment.  
• The maximum amount of resources a client may have is:
  • $2,000 for an unmarried client.
  • $3,000 for a married client.
  • Examples: bank accounts, certificates of deposit, boats, motor homes, stocks and bonds, burial contracts or policies, secondary property, etc.

County role

• Determines eligibility and processes applications for the program.
• Enters and tracks cases in the Colorado Benefits Management System (CBMS).

State role

• Monitors and evaluates program performance. 
• Establishes statewide program policy in consultation with the State Board of Human Services and provides county departments with technical assistance, training, and consultation. 

Funding

• OAP is funded 100% by Colorado tax dollars (state sales, use, and excise taxes). The total appropriation for the 2024-25 state fiscal year is $78,905,051 from the OAP Cash Fund.

Download the information below as a fact sheet.

Program purpose

• The Home Care Allowance (HCA) program provides cash assistance to individuals five (5) years of age and older with a disability to pay a home care provider. 
• HCA is used to pay for services to help clients remain in their homes (such as bathing, dressing, meal preparation, and shopping). 
• Services are provided by a home care provider. 
• There are three levels of payments, the maximum 2024 HCA grants are:
  • Tier 1 - $330.00 
  • Tier 2 - $472.00 
  • Tier 3 - $605.00

Eligibility

• Eligibility for HCA is based on financial need and functional capacity. 
• Financial eligibility is determined by the client’s income and resources. 
  • To be financially eligible, the client must be: 
    • approved for Supplemental Security Income (SSI), 
    • meet all eligibility criteria for the Aid to the Needy Disabled – State Only (AND-SO) program or 
    • have been receiving both Old Age Pension (OAP) and HCA as of 12/31/13 and remain continuously eligible for both benefits. 
• Functional capacity is determined by a standard assessment of the client’s capacity to complete daily activities and the frequency that assistance is needed to complete those activities. 
• HCA cannot be received while receiving Home and Community Based Services (HCBS). 
• HCA applicants/clients must be assessed for HCBS by a Case Management Agency (CMA) at each functional assessment. If the client is functionally eligible for HCBS, then the client is ineligible for HCA regardless of financial eligibility.

Service providers

• CMA’s are responsible for:
  • Case management duties.
  • Conducting functional assessments for HCBS and HCA to determine functional eligibility, and if eligible, the amount of assistance. 
  • Developing and monitoring care plans.

County role

• Responsible for determining financial eligibility. 
• Retains case records.

State role

• Monitors and evaluates program performance. 
• Establishes statewide program policy in consultation with the State Board of Human Services. 
• Provides training, technical assistance, and consultation to county departments and the CMAs.

Funding

• The total appropriation for HCA is $2,017,171. $1,850,370 from the General Fund and $116,801 from Cash Funds. The State contributes 95% and the counties are required to fund the remaining 5%.

Download the information below as a fact sheet.

Program purpose

• The Personal Needs Allowance (PNA) program provides a cash payment to a client living in a facility. 
• The payment is intended to cover hygiene and personal care costs not usually supplied by the provider. 
• The maximum 2024 PNA grant is $79 per month.

Eligibility

• Colorado resident. 
• Must be a United States or naturalized citizen, or an eligible legal permanent resident and be lawfully present. 
• Must meet OAP, AND-SO, AND-CS requirements and be a resident of a facility for 30 consecutive days. 
• Examples: bank accounts, certificates of deposit, boats, motor homes, stocks and bonds, burial contracts or policies, secondary property, etc.

County role

• Determines eligibility and processes applications for the program.
• Enters and tracks cases in the Colorado Benefits Management System (CBMS). 

State role

• Monitors and evaluates program performance. 
• Establishes statewide program policy in consultation with the State Board of Human Services and provides county departments with technical assistance, training, and consultation. 

Funding

• PNA is billable under the Old Age Pension program and the Aid to the Needy Disabled Program.